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5 Tips to Balance Money and Love

by Alice C. Woodhouse
June 15, 2009
Marriage is always a big commitment, as it involves the union of two different, or not so different, people and the intertwining of their lives. Deep trust, mutual respect and hardwork is what makes a marriage work, especially when the couple share and share alike until death do them part. Here are tips to balance money and love, geared especially for married or about-to-be married couples!

1.As you prepare to get married, or even when you're already married, it is important to sit down and discuss money matters with your partner or spouse. The biggest rift in marriage comes from misunderstanding and hiding something from the other. Be open about your money matters, both of your current situations and what are your goals when it comes to finances. It's true that having the same financial goals and dreams will help the relationship, just like how it helps liking country music and having the same interest in sports.

2.Never fight about money. It's hard to do just this when there are a lot of misunderstanding. It may be that one spouse resents the spending, doesn't agree with how the money is budgeted, is fed up with the tightfisted manner of the other, and etc. It's important to raise the subject in a clear, calm and inoffensive manner, so that raised voices will be avoided and disputes about finances is low.

3.If you haven't taken that walk on the aisle just yet, it's important to be on the same wavelength not just in romantic aspects but also in serious business as well. It's now a popular choice for engaged couples to undergo financial seminars together, so it will not only be a marriage of hearts, but a smart union of wealth and assets as well. This will help you gain insight on the same ideas when it comes to spending and saving, making choices as a team and not two opposing sides.

4.So what if you two don't share exactly the same philosophy about money? What if one thinks that money is a defining aspect of your future together, while the other thinks that money is to be spent on what's important now? Is a marriage between a spender and a spendthrift feasible in the least? Marriage in its core is also a financial union, so if you don't share the same sentiments, well, don't give up just yet. It may be easier if you're always on the same page, but it can't always work like that. At the very lease, there will be understanding, tender compromises and a middle ground which you can agree on.

5.Be supportive of each other all the time. Invest in your relationship. Whether its about careers, plans of the immediate future, getting new appliances, it's important that you make it a daily habit to work well with your partner or future spouse. You're in this together! Increase your compatibility when it comes to loving each other and understanding quirks, annoyances and the like. You're in this for the long haul, so pool your resources together. Many couples have joint accounts but maintain a separate savings for themselves, too.

Money is a big subject to discuss, but without a long, hard talk with your loved one it's difficult to maintain a loving and respectful relationship. A marriage always has to undergo major decisions which will challenge the two of you. Though it is kind of a deal breaker to put it like this, marriage is a formal contract, and not just a sweet fairytale life.

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5 Tips to Balance Money and Love




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